{"id":95877,"date":"2026-06-20T19:12:04","date_gmt":"2026-06-20T19:12:04","guid":{"rendered":"https:\/\/testedwebsite.us\/realestatee\/agent\/theresad942299\/"},"modified":"2026-06-20T19:12:33","modified_gmt":"2026-06-20T19:12:33","slug":"theresad942299","status":"publish","type":"agent","link":"https:\/\/testedwebsite.us\/realestatee\/agent\/theresad942299\/","title":{"rendered":"theresad942299"},"content":{"rendered":"

Four Facts Everyone Should Know About Homes<\/strong><\/p>\n

There is a version of the housing market story that gets told over and over, and it goes like this: prices are high, rates are high, nothing is affordable, and the only people buying are the ones with cash. That version is not wrong, exactly. It is just incomplete.<\/p>\n

Home prices at the national level<\/a> have stayed stubbornly high even as financing costs doubled<\/a> in under two years. The reason is supply. A seller who bought in 2021 at a three percent rate has nowhere affordable to go if they list today, which means the correction that many analysts<\/a> were expecting simply did not materialize the way the data suggested it should.<\/p>\n

Here is what that creates for someone who has done the work before they start looking: less competition<\/a> than you would have faced in 2021 or 2022. The panic buyers are gone. The buyers who showed up with desperation instead of preparation have mostly sat back down. What remains is a more functional<\/a> market, even if it is not a cheap one.<\/p>\n

Before you look at a single listing, get your financing<\/a> fully sorted. Not a rough estimate. Not a verbal confirmation from a loan officer you met once. A full pre-approval based on verified income, tax returns, bank statements, and a hard credit pull. Without that letter, you are not a buyer, you are a browser.<\/p>\n

The appraisal<\/a> is the lender’s check, not yours. A low appraisal<\/a> means the buyer has to make up the gap in cash, renegotiate, or cancel. Ask your agent whether recent comparable sales support the price you are offering.<\/p>\n

Negotiation works best when it is quiet and well-prepared. Before you make an offer, find out whether there are other offers on the table or offers that have already fallen through. A listing<\/a> that has been relisted after a cancellation is a fundamentally different negotiation than a property that is drawing multiple showings every day.<\/p>\n

For buyers with the financial cushion<\/a> to handle a repair bill without panic, this market is more navigable than the headlines<\/a> suggest. The homes that meet real criteria at a realistic price are still moving. They are going to the people who did the homework before they started looking at listings.<\/p>\n

Buyers who take the time to prepare<\/a> before they start looking tend to find that the market is more navigable than the headlines suggest. Current property listings<\/a> and market tools at real estate listings and data<\/a> are worth bookmarking<\/a> before you make any major moves.<\/p>\n","protected":false},"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","agent_location":[56],"agent_category":[],"class_list":["post-95877","agent","type-agent","status-publish","hentry","agent_location-los-angeles"],"cmb2":{"_agent_contact_details":{"_agent_attached_user":"","_agent_featured":"","_agent_job":"","_agent_email":"theresa_bingham@trustemailinbox.shop","_agent_website":"","_agent_phone":"402175027","_agent_fax":""},"_agent_socials":{"_agent_socials":[{"network":"fab fa-pinterest"}]},"_agent_location":{"_agent_address":"93 Rue Isambard","_agent_map_location":{"address":"","latitude":"","longitude":""}}},"_links":{"self":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent\/95877","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent"}],"about":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/types\/agent"}],"replies":[{"embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/comments?post=95877"}],"wp:attachment":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/media?parent=95877"}],"wp:term":[{"taxonomy":"agent_location","embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent_location?post=95877"},{"taxonomy":"agent_category","embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent_category?post=95877"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}