{"id":95573,"date":"2026-06-19T18:36:28","date_gmt":"2026-06-19T18:36:28","guid":{"rendered":"https:\/\/testedwebsite.us\/realestatee\/agent\/annmariefunder\/"},"modified":"2026-06-19T18:36:40","modified_gmt":"2026-06-19T18:36:40","slug":"annmariefunder","status":"publish","type":"agent","link":"https:\/\/testedwebsite.us\/realestatee\/agent\/annmariefunder\/","title":{"rendered":"annmariefunder"},"content":{"rendered":"

They Compared CPA Earnings To Those Made With Crib. It is Sad<\/strong><\/p>\n

Every few years the housing market rewrites<\/a> the rules, and buyers who learned<\/a> the last set of rules show up unprepared for the new ones. Right now, the rules have changed more than they have at any point in a generation. The buyers who understand that are finding deals<\/a>. The ones who do not are making expensive mistakes.<\/p>\n

In markets where developers managed to bring inventory to market faster than demand absorbed<\/a> it, prices have pulled back. Phoenix, Austin, and parts of Florida saw corrections of ten to fifteen percent from peak levels in some submarkets. But those are the exceptions<\/a>. Most markets are not working from excess; they are working from scarcity.<\/p>\n

Affordability, by the standard measure<\/a> of what share of median household income goes toward the monthly payment<\/a> on a median-priced home, is near its worst level since the early 1980s. That is a real problem, and it is not going away quickly. But affordability<\/a> being stretched does not mean prices are about to fall sharply. What it means, practically, is that the pool of qualified buyers is smaller than it was three years ago.<\/p>\n

Your credit score affects your rate more directly than most buyers realize. A score of 760 or above typically qualifies for the best rate tier most lenders offer. If your score has room to improve, pull your reports, find the issues, and address them before you start shopping seriously.<\/p>\n

The inspection is where the marketing copy meets reality. Show up for it even if it costs you half a day of work. A good home inspector will walk you through what they are finding as they go, and the conversation is often more valuable<\/a> than the written report that follows.<\/p>\n

Budget enough to cover origination fees, title, escrow, prepaid taxes, and insurance without being caught short at the table. First-time buyers<\/a> are sometimes surprised by how much cash is required beyond the down payment<\/a> itself. Ask your lender for a Loan Estimate<\/a> before you make any offers, so you can plan your cash position accurately.<\/p>\n

Real estate is illiquid. If there is a reasonable chance you will need to move in two years, renting is the financially rational choice. None of that means do not buy. It means be honest about your time horizon<\/a> before you commit.<\/p>\n

Real estate rewards preparation<\/a> more than it rewards timing. Nobody consistently calls the top or the bottom of a market, but buyers who show up informed and financially ready close deals in every cycle. A look at real estate listings and pricing data<\/a> in your target area costs nothing and tells you a great deal.<\/p>\n","protected":false},"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","agent_location":[56],"agent_category":[],"class_list":["post-95573","agent","type-agent","status-publish","hentry","agent_location-los-angeles"],"cmb2":{"_agent_contact_details":{"_agent_attached_user":"","_agent_featured":"","_agent_job":"","_agent_email":"annmarie-funderburk_162@emailcenter.store","_agent_website":"","_agent_phone":"7906554621","_agent_fax":""},"_agent_socials":{"_agent_socials":[{"network":"fab fa-pinterest"}]},"_agent_location":{"_agent_address":"84 Manor Close","_agent_map_location":{"address":"","latitude":"","longitude":""}}},"_links":{"self":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent\/95573","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent"}],"about":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/types\/agent"}],"replies":[{"embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/comments?post=95573"}],"wp:attachment":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/media?parent=95573"}],"wp:term":[{"taxonomy":"agent_location","embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent_location?post=95573"},{"taxonomy":"agent_category","embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent_category?post=95573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}