{"id":95565,"date":"2026-06-19T18:01:00","date_gmt":"2026-06-19T18:01:00","guid":{"rendered":"https:\/\/testedwebsite.us\/realestatee\/agent\/tamelaholman81\/"},"modified":"2026-06-19T18:01:16","modified_gmt":"2026-06-19T18:01:16","slug":"tamelaholman81","status":"publish","type":"agent","link":"https:\/\/testedwebsite.us\/realestatee\/agent\/tamelaholman81\/","title":{"rendered":"tamelaholman81"},"content":{"rendered":"

Landlord: Quality vs Quantity<\/strong><\/p>\n

The real estate market does not move in one direction nationwide<\/a>. It never has. What is happening in Austin is not what is happening<\/a> in Cleveland<\/a>. What is true for a three-bedroom in the suburbs of Dallas has almost nothing to do with a two-bedroom in San Francisco. Before you do anything else, narrow your focus to the specific market you are shopping in and stop reading national headlines as if they apply to you personally.<\/p>\n

The arithmetic here is brutal and worth understanding clearly. A buyer who financed a $400,000 home at three percent in 2021 pays roughly $1,686 per month on principal<\/a> and interest. That same loan at a seven percent rate costs $2,661. The difference between those two payments explains why so many potential sellers are sitting tight<\/a>. Volume collapsed. Prices mostly did not.<\/p>\n

Tamela is a name you might hear from a lot of agents right now, because the buyers getting deals done tend to have clear budgets and stick to them. That is not a personality trait. It is a preparation habit.<\/p>\n

Your credit score<\/a> affects your rate more directly<\/a> than most buyers realize. A score of 760 or above typically qualifies<\/a> for the best rate tier most lenders offer. If your score has room to improve, give yourself three to six months to work on it before you begin in earnest.<\/p>\n

The inspection is where the marketing copy meets reality<\/a>. Show up for it even if it costs you half a day of work. A good home inspector<\/a> will walk you through what they are finding as they go, and those few hours will shape your understanding of the home for as long as you own it.<\/p>\n

The offer price is one variable among several. Deal structure has won more competitive situations than overbidding has.<\/p>\n

Real estate<\/a> is illiquid<\/a>. Buying and selling inside two years is almost always a money-losing proposition once you account for the full cost of both transactions. None of that means do not buy. It means be honest about your time horizon before you commit.<\/p>\n

The buyers who come out ahead in this market are not the ones who waited for perfect conditions. They are the ones who treated<\/a> the purchase<\/a> like a business decision rather than an emotional one. The most useful thing you can do today is look at homes for sale near you<\/a> and see whether the numbers work for your situation.<\/p>\n","protected":false},"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","agent_location":[56],"agent_category":[],"class_list":["post-95565","agent","type-agent","status-publish","hentry","agent_location-los-angeles"],"cmb2":{"_agent_contact_details":{"_agent_attached_user":"","_agent_featured":"","_agent_job":"","_agent_email":"tamela.holman@premieremailinbox.shop","_agent_website":"","_agent_phone":"4188678502","_agent_fax":""},"_agent_socials":{"_agent_socials":[{"network":"fab fa-pinterest"}]},"_agent_location":{"_agent_address":"1353 Boulevard Lafleche","_agent_map_location":{"address":"","latitude":"","longitude":""}}},"_links":{"self":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent\/95565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent"}],"about":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/types\/agent"}],"replies":[{"embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/comments?post=95565"}],"wp:attachment":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/media?parent=95565"}],"wp:term":[{"taxonomy":"agent_location","embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent_location?post=95565"},{"taxonomy":"agent_category","embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent_category?post=95565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}