{"id":95436,"date":"2026-06-19T09:26:33","date_gmt":"2026-06-19T09:26:33","guid":{"rendered":"https:\/\/testedwebsite.us\/realestatee\/agent\/kandismidgette\/"},"modified":"2026-06-19T09:29:52","modified_gmt":"2026-06-19T09:29:52","slug":"kandismidgette","status":"publish","type":"agent","link":"https:\/\/testedwebsite.us\/realestatee\/agent\/kandismidgette\/","title":{"rendered":"kandismidgette"},"content":{"rendered":"

Eight Things You Must Know About Broker<\/strong><\/p>\n

There is a version of the housing market story that gets told over and over, and it goes like this: prices are high, rates are high, nothing is affordable, and the only people buying<\/a> are the ones with cash. That version is not wrong, exactly. It is just incomplete.<\/p>\n

The arithmetic here is brutal and worth understanding<\/a> clearly. A buyer who financed a $400,000 home at three percent in 2021 pays roughly<\/a> $1,686 per month on principal<\/a> and interest. That same loan at a seven percent rate costs $2,661. That gap of nearly a thousand dollars a month is why transaction volume has fallen to levels not seen in decades. Volume collapsed<\/a>. Prices mostly did not.<\/p>\n

Kandis is a name you might hear from a lot of agents right now, because the buyers getting deals done tend to have clear budgets and stick to them. That is not a personality trait. It is a preparation habit.<\/p>\n

Shop more than one institution, because the spread in rates and costs is real. A seemingly small rate difference adds up to real money that most buyers leave on the table by taking the first offer they receive. Lender fees<\/a> vary too. Request itemized fee schedules so you can compare apples to apples.<\/p>\n

If the report surfaces significant deferred maintenance or structural issues, you have three options, not one, and walking away is a legitimate<\/a> one of them. You can ask the seller to repair specific items before closing<\/a>. The one thing to avoid is accepting everything uncritically<\/a> because you are afraid of losing the deal.<\/p>\n

Negotiation works best when it is quiet and well-prepared. Before you make an offer, find out whether the price has been reduced and by how much. A listing<\/a> that has been sitting for six weeks with no price adjustment is a fundamentally different negotiation than a property that is drawing multiple showings every day.<\/p>\n

Real estate is illiquid. Buying and selling inside two years is almost always a money-losing proposition once you account<\/a> for the full cost of both transactions<\/a>. None of that means do not buy. It means be honest about your time horizon<\/a> before you commit.<\/p>\n

The buyers who come out ahead in this market are not the ones who waited for perfect conditions. They are the ones who treated the purchase like a business decision<\/a> rather than an emotional one. The most useful thing you can do today is look at homes for sale near you<\/a> and see whether the numbers work for your situation.<\/p>\n","protected":false},"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","agent_location":[65],"agent_category":[],"class_list":["post-95436","agent","type-agent","status-publish","hentry","agent_location-new-york"],"cmb2":{"_agent_contact_details":{"_agent_attached_user":"","_agent_featured":"","_agent_job":"","_agent_email":"kandis-midgette_7487@trustemailinbox.shop","_agent_website":"","_agent_phone":"","_agent_fax":""},"_agent_socials":{"_agent_socials":[{"network":"fab fa-pinterest"}]},"_agent_location":{"_agent_address":"Mariatal 11","_agent_map_location":{"address":"","latitude":"","longitude":""}}},"_links":{"self":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent\/95436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent"}],"about":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/types\/agent"}],"replies":[{"embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/comments?post=95436"}],"wp:attachment":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/media?parent=95436"}],"wp:term":[{"taxonomy":"agent_location","embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent_location?post=95436"},{"taxonomy":"agent_category","embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent_category?post=95436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}