{"id":95405,"date":"2026-06-19T07:02:54","date_gmt":"2026-06-19T07:02:54","guid":{"rendered":"https:\/\/testedwebsite.us\/realestatee\/agent\/thaliaborthwic\/"},"modified":"2026-06-19T07:05:50","modified_gmt":"2026-06-19T07:05:50","slug":"thaliaborthwic","status":"publish","type":"agent","link":"https:\/\/testedwebsite.us\/realestatee\/agent\/thaliaborthwic\/","title":{"rendered":"thaliaborthwic"},"content":{"rendered":"

A sensible, Instructional Take a look at What Buyer *Really* Does In Our World<\/strong><\/p>\n

The real estate market does not move in one direction nationwide<\/a>. It never has. What is happening in Austin is not what is happening in Cleveland. What is true for a three-bedroom in the suburbs<\/a> of Dallas has almost nothing to do with a two-bedroom in San Francisco. Before you do anything else, narrow your focus to the specific market<\/a> you are shopping in and stop reading national headlines as if they apply to you personally.<\/p>\n

Home prices at the national level have stayed stubbornly high even as financing costs doubled<\/a> in under two years. The reason is supply. A seller who bought in 2021 at a three percent rate has nowhere affordable to go if they list today, which means the correction that many analysts<\/a> were expecting simply did not materialize<\/a> the way the data suggested<\/a> it should.<\/p>\n

Here is what that creates for someone who has done the work before they start looking: a better chance of getting the house you want without losing a bidding<\/a> war. The panic buyers<\/a> are gone. The buyers who showed up with desperation instead of preparation have mostly sat back down. What remains is a more functional market, even if it is not a cheap one.<\/p>\n

Before you look at a single listing, get your pre-approval locked down. Not a rough estimate. Not a verbal confirmation from a loan officer you met once. A full pre-approval based on verified income, tax returns, bank statements, and a hard credit pull. Any agent worth working with will tell you the same thing: no pre-approval, no offer.<\/p>\n

The appraisal is the lender’s check, not yours. When the appraisal comes in below contract, the deal does not automatically die, but it does require a decision. Ask your agent whether recent comparable sales support the price you are offering.<\/p>\n

A seller with a specific need will sometimes take less money from a buyer who gives them what they actually want. The buyer who calls the listing agent<\/a> before submitting, asks what matters<\/a> to the seller, and builds the offer around that information wins more often than the buyer who simply goes the highest.<\/p>\n

Real estate is illiquid. Transaction costs, agent commissions, and closing fees mean you typically need three to five years just to break even on a purchase<\/a>. None of that means do not buy. It means be honest about your time horizon<\/a> before you commit.<\/p>\n

Buyers who take the time to do their homework tend to find that there are still good properties<\/a> available at realistic prices. Spending twenty minutes with current homes for sale and market analytics<\/a> is a better use of your time than waiting for conditions that may never arrive.<\/p>\n","protected":false},"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","agent_location":[44],"agent_category":[],"class_list":["post-95405","agent","type-agent","status-publish","hentry","agent_location-florida"],"cmb2":{"_agent_contact_details":{"_agent_attached_user":"","_agent_featured":"","_agent_job":"","_agent_email":"thalia.borthwick@emailhost.space","_agent_website":"","_agent_phone":"3719108033","_agent_fax":""},"_agent_socials":{"_agent_socials":[{"network":"fab fa-pinterest"}]},"_agent_location":{"_agent_address":"Skallebo 21","_agent_map_location":{"address":"","latitude":"","longitude":""}}},"_links":{"self":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent\/95405","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent"}],"about":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/types\/agent"}],"replies":[{"embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/comments?post=95405"}],"wp:attachment":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/media?parent=95405"}],"wp:term":[{"taxonomy":"agent_location","embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent_location?post=95405"},{"taxonomy":"agent_category","embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent_category?post=95405"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}