{"id":95296,"date":"2026-06-18T22:20:35","date_gmt":"2026-06-18T22:20:35","guid":{"rendered":"https:\/\/testedwebsite.us\/realestatee\/agent\/keeley7990505\/"},"modified":"2026-06-18T22:23:46","modified_gmt":"2026-06-18T22:23:46","slug":"keeley7990505","status":"publish","type":"agent","link":"https:\/\/testedwebsite.us\/realestatee\/agent\/keeley7990505\/","title":{"rendered":"keeley7990505"},"content":{"rendered":"

The professionals And Cons Of Penthouse<\/strong><\/p>\n

There is a version of the housing market<\/a> story that gets told over and over, and it goes like this: prices are high, rates are high, nothing is affordable, and the only people buying are the ones with cash. That version is not wrong, exactly. It is just incomplete<\/a>.<\/p>\n

The arithmetic<\/a> here is brutal and worth understanding clearly. A buyer who financed a $400,000 home at three percent in 2021 pays roughly<\/a> $1,686 per month on principal and interest. That same loan at a seven percent rate costs $2,661. That gap of nearly a thousand dollars a month is why transaction volume has fallen to levels not seen in decades. Volume collapsed. Prices mostly did not.<\/p>\n

Here is what that creates for someone who is financially prepared<\/a> and ready to move: less competition than you would have faced in 2021 or 2022. The panic buyers are gone. The buyers who showed up with letters waiving<\/a> inspections and offering a hundred thousand over asking have mostly sat back down. What remains is a more functional market, even if it is not a cheap one.<\/p>\n

Before you look at a single listing, get your pre-approval locked<\/a> down. Not a rough estimate. Not a verbal confirmation from a loan officer<\/a> you met once. A full pre-approval based on verified income, tax returns, bank statements, and a hard credit pull. Without that letter, you are not a buyer, you are a browser<\/a>.<\/p>\n

If the report surfaces significant deferred maintenance or structural issues, you have real choices, and walking away is a legitimate one of them. You can walk away if the scope of the problems makes the agreed price no longer reasonable. Signing off on a failing roof<\/a> or a bad HVAC system is not the same house you made an offer on.<\/p>\n

Negotiation works best when it is quiet and well-prepared. Before you make an offer, find out how long the listing has been active. A listing that has been relisted after a cancellation<\/a> is a fundamentally different negotiation than a property that is drawing multiple showings every day.<\/p>\n

Real estate is illiquid. If there is a reasonable chance<\/a> you will need to move in two years, renting is the financially rational<\/a> choice. None of that means do not buy. It means be honest about your time horizon before you commit.<\/p>\n

The buyers who come out ahead in this market are not the ones who waited for perfect conditions<\/a>. They are the ones who got their finances in order early. The most useful thing you can do today is look at homes for sale near you<\/a> and see whether the numbers work for your situation.<\/p>\n","protected":false},"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","agent_location":[58],"agent_category":[],"class_list":["post-95296","agent","type-agent","status-publish","hentry","agent_location-miami"],"cmb2":{"_agent_contact_details":{"_agent_attached_user":"","_agent_featured":"","_agent_job":"","_agent_email":"keeley-whiting-2725@emailnetworkxyz.shop","_agent_website":"","_agent_phone":"477316185","_agent_fax":""},"_agent_socials":{"_agent_socials":[{"network":"fab fa-pinterest"}]},"_agent_location":{"_agent_address":"Schoolstraat 241","_agent_map_location":{"address":"","latitude":"","longitude":""}}},"_links":{"self":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent\/95296","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent"}],"about":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/types\/agent"}],"replies":[{"embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/comments?post=95296"}],"wp:attachment":[{"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/media?parent=95296"}],"wp:term":[{"taxonomy":"agent_location","embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent_location?post=95296"},{"taxonomy":"agent_category","embeddable":true,"href":"https:\/\/testedwebsite.us\/realestatee\/wp-json\/wp\/v2\/agent_category?post=95296"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}